When considering mole removal, as with any procedure, you’ll want to know how much you’ll be spending when all is said and done. There are two types of mole removal treatment first one is surgery and second one is home treatment with mole removal cream, which are much cheaper. The cost of mole removal surgery varies, depending on the type of mole, the amount of moles you need removed, and whether your reasons for surgery are medical or cosmetic. Read on to find out where you fit in the different categories of mole removal to find out how much it will likely cost.
Is mole removal covered by insurance?
The first thing you should do when planning your mole removal surgery is check with your insurance provider. Some will offer coverage if your mole is causing you significant discomfort. This can mean that it is rubbing against your clothing, in the way of you shaving, or if it is painful in any way. Not all insurers offer this type of coverage, but it doesn’t hurt to check first.
If you or your doctor think that the mole may be cancerous, its removal will likely be covered by your insurance. You must request a biopsy from your doctor to determine whether the mole is malignant or benign. If the test results come back positive for cancer, you will likely be scheduled for surgery immediately, and will not have to pay. Again, check to see that your insurer covers mole removal costs if the mole is cancerous.
Most insurers will not cover the cost of mole removal surgery if your reasons for removal are purely cosmetic – if, that is, you simply do not like the way the mole looks.
Different doctors charge different fees
Don’t be afraid to shop around if you are going to have to pay out of pocket for mole removal. The average costs can range anywhere from $50 to $200 or more depending on the surgeon you see and the type of procedure you require, and you want to find yourself the best deal possible.
Surgeon’s fees will vary depending on their location (urban, rural, suburban), and their experience. It is never a good idea to sacrifice quality to save a little money, but with mole removal you can expect that any accredited surgeon or dermatologist will have the qualifications. Go ahead and see multiple professionals to determine the going rate in your area, and try to find the best price.
Tips for reducing the cost of mole removal surgery
Make sure that you understand where the fees are coming from. If one surgeon advertises $50 while another is charging $150, you should understand why that is. Is the first surgeon simply hiding fees that will be tacked on later? Or is the second surgeon overcharging you? Don’t shy away from discussing finances with your prospective surgeon, and be sure that the fee they quote you will be the fee you pay – no more.
Be prepared for an extra fee if your surgeon thinks it is necessary to check for cancer. This is something you should discuss before-hand so that you’re not hit over the head with $100 tacked on to the bill at the end of your surgery.
And finally, look for discounts. If your mole is not cancerous, mole removal is a pretty standard procedure. Some medical schools offer discounted prices if you allow a physician-in-training to operate under the supervision of a surgeon, so if this sounds like something you’d want to do, contact the clinics in your area.